Islamic finance is a different type of banking process that differs from general banking services in one single regard, it does not charge interest. As Islam forbids charging, Islamic finance also forbids from charging interest from the clients. Following Sharia law, Islamic financial method believes that money itself does not come with any value but it is an element that helps in defining value of other worldly elements.
The banks that follow Islamic finance, never charges money for money, rather they earn profit by sharing the risk issues with their clients or investors.
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